Distribution of provider ratings
The chart shows the distribution of ratings across all banks and asset managers. The rating is based on a comprehensive catalog of criteria and can be viewed transparently by customers and providers alike.
15% of providers
|
The asset manager is typically highly specialized in portfolio management and has a long track record. The individual offer remains decisive. |
40% of providers
|
The asset manager has good expertise and experience in portfolio management. The individual offer remains decisive. |
32% of providers
|
The asset manager has sufficient expertise and experience. The individual offer remains decisive. |
9% of providers
|
The asset manager demonstrates the necessary skills in portfolio management, but typically has room for improvement in some areas. The individual offer remains decisive. |
4% of providers
|
The asset manager typically shows potential for improvement in terms of skills or experience. The individual offer remains decisive. |
The ZWEI Wealth provider rating comprises six criteria:
What are the quality characteristics of good portfolio management? Based on our experience and analyses of recent years, ZWEI Wealth is able to assess banks and asset managers specifically with regard to the key success factors. A rating system was developed from this. The cornerstones of the methodology are described below. Essentially, the provider rating summarizes the stability, experience, specialization and track record of an asset manager. The rating follows a strictly rule-based logic. The assessment of a bank or asset manager is made when they register on the ZWEI Wealth Office platform or at the client's request and is regularly reviewed and adjusted.
- How long has the company been in existence?
The portfolio management of a young company must first prove itself and be optimized through various market phases. For example, those who successfully mastered the 2007/08 financial crisis were already able to prove their investment concept during a systemic crisis.
- How many assets are managed?
There are managers with many years of experience whose volume is less than CHF 100 million. However, this often indicates "friends & family" business or a few large investors. Empirical evidence shows that an investment concept with a volume of around CHF 1 billion or more has proven itself in a broader group of investors. At the same time, too many assets under management can lead to portfolio management being restricted in its scope for action.
- How many employees are employed?
A company with 11 to 250 employees is large enough to ensure stability, but remains agile enough to make adjustments. Too few employees entail a high personnel risk in the event of the departure of key figures. Too many employees, on the other hand, increase the risk of bureaucracy and inefficient cost structures for clients.
- How specialized is an asset manager?
Experience and studies show that a high degree of specialization also tends to lead to better results for clients in asset management.
- What is the ownership structure?
Listed companies are subject to the pressure of quarterly results, which can lead to conflicts of interest in portfolio management. Family or partner companies, on the other hand, can plan for the longer term - which has a demonstrably positive effect on the results achieved for customers.
- Do you have the necessary licenses?
It goes without saying that an asset manager must have all the necessary licenses for the chosen activity.