Payments into pillar 3a can be deducted from your taxable income. This means that you pay less tax each year as your taxable income is reduced. In addition, the investments within the 3a account grow tax-free.
There are various investment options within pillar 3a, from traditional savings products to investment funds. This gives investors the opportunity to adapt their pension investments to their risk tolerance and financial goals.
In Switzerland, pillar 3a assets are protected against possible seizure up to a certain amount. This offers additional security in the event of financial difficulties.
Regular contributions to pillar 3a help to build up a financial cushion for old age. Over time, even a small monthly contribution can grow into considerable assets thanks to the compound interest effect.
Under certain conditions, e.g. when buying a home or becoming self-employed, you can withdraw your pillar 3a assets early.
Pillar 3a is not only an important component of Swiss retirement provision, but also offers numerous tax and financial advantages. By making regular payments, you can ensure that you have a comfortable financial cushion in old age and benefit from tax savings at the same time. It is therefore worth taking full advantage of this private pension option.
In a world characterized by financial issues and uncertainty, the Zwei Wealth office provides clarity and support. With extensive expertise and a holistic approach, we enable you to embark on your financial future with confidence. Please do not hesitate to contact us if you have any further questions or would like a personal consultation.